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Costa Calida Property

 

Property Sales in Murcia, Spain

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Mortgages and Finance


If you need to apply for a mortgage for buying property in Spain, there are many banks in Spain, with many offering deals on mortgages and finance. We have relationships with a number of banks locally who offer different types of mortgages and who can simplify the mortgage application process.

The process of applying for a mortgage in Spain is similar to the UK in the respect that you need proof of income. If you decide to finance the purchase with a mortgage, the notary costs are more expensive and the banks will lodge your title deeds in their deeds storage department.

Generally you are required to take their household insurance in the first year, but after that you can shop around for insurance.

We also collaborate with a mortgage provider in the UK where you can re-mortgage your property in the UK in order to finance the property purchase in Spain. Contact us for more information




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